Friday, October 28, 2016

Marketplace insurance
The Tennessee Department of Commerce & Insurance reminds consumers that Open Enrollment for insurance coverage on the Federal Marketplace begins November 1 . During Open Enrollment, Tennesseans can apply for cost assistance, change plans, and enroll in a plan. However, consumers shopping for coverage will notice several significant changes in the marketplace. In our area for instance, the only coverage provided under the marketplace with federal cost assistance, is coverage by Humana. That company offers comprehensive, Bronze and Silver plans. Consumers may purchase insurance "off" the exchange in the individual market, from other companies, however those purchases will not be eligible for premium subsidies. The Department emphasizes the need for consumers to carefully review plan networks. If you like your physician be sure he or she is included in the plan network and check carrier directories for local hospitals to ensure easy access to ‘in-network’ services. Several plans provide tight networks and/or limited out-of-network benefits. To avoid unexpected and unpleasant bills, always see network providers. Consumers should also be aware that they may face an increased federal tax penalty for being uninsured unless they otherwise qualify for an exemption under Department of Health and Human Services guidance. If you have questions about Open Enrollment call 800-342-4029.


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Thursday, April 29, 2021

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  • Mill Creek Wildfire Update
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    Wednesday, April 28, 2021

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