Monday, October 16, 2017

Medicare re-registration
Continuing through Dec. 7, eligible Americans who are aged 65 and over or disabled, will choose their Medicare health insurance plans. If they want a plan that fits their health care needs and doesn't break the bank, they'll have to look at plans closely . Seniors are getting bombarded by advertisements. "It is open season right now," says Crystal Fairchild, a volunteer coordinator for the State Health Insurance Assistance Program, which provides free and objective Medicare counseling. Not only is Medicare enrollment "very, very confusing," many beneficiaries face pressure from insurance agents, marketing companies and scammers. Looking closely at plans to choose the one that is best for you, is a way to save money. It's important that people review their policies every year. When in doubt, consider getting enrollment help from an unbiased adviser to lessen the chances of being misled or coerced into signing up for the wrong plan. "What was good for them last year may not be good for them this year — their particular drug may have gone up to a different tier, and of course their medical situation may have changed," Fairchild said. Loni Hitchcock, who tracks Medicare fraud for Tennessee's Senior Medicare Patrol, says you should be aware of fraudsters, and some of the most common scams occur when people give out personal information over the phone. "People don't think they're going to fall victim to it, but they do — they get these phone calls just out of the blue and think Medicare is calling," Hitchcock said. She said Medicare officials rarely call individuals, and if they do, they won't ask for personal information such as Social Security numbers. For Medicare questions and help, call 877-801-0044. Contact the Tennessee Senior Medicare Patrol at 866-836-7677 for assistance with Medicare billing issues, Medicare appeals and to report Medicare fraud.


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