Tuesday, March 20, 2018

Re-insurance questions
US Senator Lamar Alexander (R-Tenn.), has been pushing for re-insurance for those who are individual helth insurance plans. He says the move would have thew federal government reduce the premiums by 40 percent. But Frederick Isasi,of Families USA, a voice for health care consumers, dedicated to the achievement of high-quality, affordable health care and improved health for all, argues that the Alexander proposal gives a false choice. Although it would provide reinsurance to insurance companies for the sickest Americans, it would lead to a significant increase in premiums for many low-income people. “Families USA has long advocated for renewing the federal reinsurance program – where the federal government pays a portion of health insurers’ claims for high-cost patients to lower premiums and stabilize the market — but not at the expense of low-income families," he says In addition the proposal maintains language that would restrict women’s access to critical reproductive health care services. Instead of working to ensure that the legislation helps families afford health care, they are injecting into this effort one of the most divisive issues in our nation, argues Isasi.


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