|Sunday, December 10, 2017|
|Are you owed under a life insurance policy ?|
The Tennessee Department of Commerce and Insurance (TDCI) has announced that $2.9 million in life insurance benefits have been returned to Tennesseans in the past year through the Life Insurance Policy Locator Service. Available since November 2016, this consumer tool enables beneficiaries, executors, or legal representatives of a deceased person to track down the life insurance policies or annuity contracts of deceased family members or friends. So far, the service has matched 206 requests for lost policy searches in Tennessee, and the life insurance benefits were returned to consumers. Tennessee had the tenth largest amount returned to consumers. “TDCI is proud to offer this free service to Tennesseans during one of their greatest times of need,” says Assistant Commissioner Michael Humphreys. “We are pleased that the policy search has connected Tennesseans with policy benefits. These benefits belong with these designated beneficiaries. While the benefits can never replace a loved one, the resources help defray potentially overwhelming funeral and end-of-life costs, following the loss of a family member or friend.” As the first step in locating a loved one’s lost policy, TDCI suggests looking through papers or financial records to see if you can find where payments were being made to an insurance company. If you find any documents with an insurance company name listed, you should contact the company directly to see if a life policy can be located. If that search does not provide sufficient information, a request form to locate a lost policy may be submitted by an individual who believes they are a beneficiary of a policy issued in Tennessee. For more information on the Lost Policy Service call 1-800-342-4029.
|CHIP needs funding|
Funding for a federal program that provides health insurance coverage to 74,000 Tennessee children and pregnant mothers could end in May. The Children's Health Insurance Program known as CHIPS, runs out of money in May. Operated in Tennessee as CoverKids, it covers children, teens and expectant mothers, as well as families who do not qualify for the Medicaid program for the poor yet don't earn enough money to buy coverage on their own. Tennessee Governor Bill Haslam wants funding to be approved quickly. "People will have to realize that if that doesn't get re-authorized, we'll be providing less services," the governor says. Federal dollars provide virtually all of CoverKids' $175 million cost last year. Tennessee provided $6.8 million of the cost. Premiums are paid by the state, but enrollees can be charged small co-payments ranging from $1.50 to $100 for some health care services .
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